When you're planning a home remodel of any kind, you want to start your planning process by knowing the real costs. That's why we're giving you the real numbers.
In this guide, we're listing the average Chicagoland remodel costs, what influences pricing, practical budgeting strategies, and common financing options. Full home remodels, kitchen remodels, bathroom overhauls, and more. It's all here.
Here's what we'll cover in this blog:
What Is the Average Cost of a Remodel in Chicagoland?
Whole Home Remodeling Cost
Kitchen Remodeling Cost
Bathroom Remodeling Cost
Home Additions Cost
3-Season Rooms & Sunrooms Cost
Screened-In Porch Cost
Tub-to-Shower Conversions Cost
How the Design-Build Method Can Save You Money
What Affects Remodeling Costs in the Chicago Suburbs?
Remodeling Budgeting Tips for Chicagoland Homeowners
Financing Options for Remodeling in Chicagoland
If youâve been thinking about updating your home, one of the first questions that comes up is about cost. Of course it is, it's a major deciding factor in your planning process.
Keep in mind these costs are averages and your remodel cost will depend on the size of your remodel, the scope of work, the finishes and features you choose, and the age of your home. Of course, you benefit from using the design-build model (which we'll talk more about below).
Here are typical cost averages of different types of popular remodeling projects.
A whole home remodel in the Chicagoland area will cost from $100 to $250 per square foot and beyond, depending on the rooms you're including, whether you're including additions, the grade of finishes you choose, and more.
Here's a breakdown of the common cost tiers:
Refresh: $100 â $150 per sq. ft.
Mid-Range: $150 â $250 per sq. ft.
Luxury: $250+ per sq. ft.
Your kitchen may only need an overall refresh, or it may need a full overhaul with a layout change, expansion, and new wiring and plumbing.
On average, a kitchen remodel in Chicagoland will cost $75,000 to $100,000 and above. Your kitchen remodel cost will depend on the size of your kitchen, the grade of the finishes you choose, possible layout changes, and more.
Here's the standard dividing line of kitchen remodeling costs:
Mid-Range: $75,000+
Luxury: $100,000+
Bathrooms are one of the hardest-working rooms in the home. Your bathroom may only need new finishes and fixtures if the layout still works and the look and feel are just dated and worn.
A more extensive bathroom remodel could include an expansion, rearranging the layout, adding luxury features, and moving electrical and plumbing systems. Overall, the average cost of a bathroom remodel in Chicagoland is $35,000 to $75,000 and beyond for larger bathrooms and luxury finishes.
This is a breakdown of the three common cost tiers:
Refresh: $35,000+
Mid-Range: $50,000+
Luxury: $75,000+
Home additions truly come in all shapes and sizes. For example, a home office addition will be far less complex than adding a luxury primary suite. A home office requires electrical and HVAC extension, framing, a roof extension, and limited finishes. A primary suite will require far more finishes and features, ventilation, electrical and plumbing work, and more.
This is why the average cost range of home additions in Chicagoland ranges from $375 to $525 per square foot and above, depending on the scope of work and the finishes you choose. This is what you can expect of the cost tier breakdown:
Starter: $375 â $450 per sq. ft.
Mid-Range: $450 â $525 per sq. ft.
Luxury: $525+ per sq. ft.
A 3-season room or sunroom is the best way to blend outdoors and indoors more comfortably. With wall-to-wall windows, you can enjoy the views and natural light most of the year. Want to enjoy your space more of the year? Opt to add wall units for heating and cooling. In Chicagoland, a 3-season room or sunroom can range from $25,000 to $60,000 and above.
This is what you can expect at different cost levels:
Starter: $25,000 â $35,000
Mid-Range: $35,000 â $60,000
High-End: $60,000+
Want to be closer to nature but don't want to deal with the bugs and leaves? Get protection from the sun and rain while feeling the breeze with a screened-in porch. Include fans, built-in heaters, lighting, and other features to make the most of your screened-in porch. The average cost range of a screened-in porch in Chicagoland can be $25,000 to $60,000 and beyond, depending on the size and features you choose.
These are the standard cost tiers for a screened-in porch:
Starter: $25,000 â $35,000
Mid-Range: $35,000 â $60,000
High-End: $60,000+
Sometimes, all you need to update your bathroom is a tub-to-shower conversion to spruce it up. Go from a tub/shower combo to a frameless glass enclosed shower with a built-in bench, high-end fixtures, niches, and stone tile. If you're updating the space to be your forever home with aging-in-place updates, you'll want to include a curbless shower, stylish grab bars, and smart fixtures to avoid scalding and handheld options.
The average price range for a tub-to-shower conversion in the Chicagoland area is $16,000 to $25,000 and above. Below is a breakdown of the common cost tiers:
Starter: $16,000 â $20,000
Mid-Range: $20,000 â $25,000
High-End: $25,000+
Many homeowners start their remodel with a beautiful design, then discover the construction bid doesnât match their budget. Thatâs where the design-build method changes everything. By combining design and construction under one roof, you get a smoother process, clearer pricing, and fewer surprises.
Here's how:
Design-build keeps your designer and builder on the same page from the start. As the design evolves, so does the budget, meaning your plans are created with real costs in mind, not after the fact. The result: fewer revisions and more confidence in every decision.
Most cost overruns happen when something wasnât planned for. Because a design-build team works together from concept to completion, potential issues are identified early. That means fewer change orders, fewer delays, and far less financial stress mid-project.
When design and construction teams coordinate directly, schedules stay tight and communication stays clear. Fewer handoffs mean faster decision-making, less downtime, and ultimately lower labor costs, helping your remodel finish on time and on budget.
Design-build firms often have established supplier relationships and coordinated purchasing systems. That helps secure better pricing, reduce waste, and prevent costly mistakesâlike ordering errors or late product changes.
With one team managing both design and construction, thereâs no finger-pointing, just accountability. Every detail, deadline, and dollar flows through a single trusted partner whoâs focused on your goals, not passing responsibility.
When you start planning a remodel, one of the biggest surprises is just how many variables affect the final price tag. Your neighbor's kitchen of the same size can end up costing completely different amounts because it all comes down to the details.
Letâs break down some of the key factors that influence Chicagoland remodel costs and how the design-build approach keeps everything on track from start to finish.
The more complex a remodel, the more time and coordination it takes.
Structural changes (like removing walls or moving plumbing) add design and engineering time.
Custom elements, such as built-ins or intricate tile work, require more specialized labor.
Permit timing can also vary by suburb, adding a few weeks depending on local requirements.
Labor and material costs in Illinois are typically higher than the national average, especially around major metro areas like Naperville, Wheaton, and Downers Grove.
Labor: Skilled trades (carpenters, electricians, plumbers) are in high demand across the Chicago suburbs. Quality craftsmanship is worth the investment because it affects both the look and lifespan of your remodel.
Materials: Costs can shift quickly depending on supply chains and your design choices (custom cabinetry, imported tile, luxury fixtures, etc.).
Permits: Each municipality has its own requirements and fees, which can add hundreds to thousands, depending on the scope of work.
With traditional remodeling, homeowners often hire a designer first and then bring in a builder, which can lead to surprises when construction bids come in higher than expected.
Design-build remodeling in the Chicago suburbs eliminates that gap. By having designers, estimators, and builders all under one roof, you get:
A clear budget early on, with design aligned to what you actually want to spend.
Streamlined communication, meaning fewer misunderstandings between teams.
Fewer change orders, because potential issues are identified and resolved during the planning phase, not in the middle of construction.
The result? You stay on schedule, stay on budget, and enjoy a smoother experience from start to finish.
Itâs true that custom home remodels in Chicagoland come with a higher upfront cost, but they often deliver better results in the long run. A thoughtful, well-executed design:
Reduces the need for future updates or fixes.
Adds lasting resale value (a major factor in remodeling ROI in Chicagoland).
Reflects your exact lifestyle and needs, making your home more functional and enjoyable every day.
A smart budget isnât just about dollars and cents. Itâs about setting expectations and making decisions that feel good long after the dust settles. Here are a few practical remodeling budgeting tips for Chicagoland homeowners to help you prepare for the process and enjoy it along the way.
Before thinking about finishes or fixtures, start with the âwhy.â Whatâs driving your remodel? Maybe your kitchen feels cramped when family gathers, or your primary bathroom lacks storage and comfort.
Taking time to list your day-to-day frustrations helps clarify where your money will make the biggest difference. Function always comes first. Once your space works the way you need it to, you can layer in the aesthetic details that make it feel like home.
Once you know whatâs not working, dream a little. Write down everything youâd like to include. Then, separate your list into two columns: âessentialsâ and âupgrades.â
This exercise helps you see whatâs possible within your budget and where you might want to splurge. A design-build remodeling team in the Chicago suburbs can help prioritize these items, balancing impact with investment.
Even a carefully planned remodel can come with a few surprises. Some of these are structural or mechanical (old wiring, plumbing updates, or framing corrections), but others are easy to overlook.
Donât forget to plan for:
Furnishings and decor: New layouts often mean new furniture, window treatments, or artwork.
Landscaping and exterior work: A home addition or sunroom may require grading, new walkways, or fresh sod.
Temporary living adjustments: If youâre remodeling a kitchen or your whole home, think about how youâll function during construction.
Every home has its secrets, especially in older neighborhoods around Naperville, Wheaton, and Aurora. Thatâs why we always recommend setting aside a 10â15% contingency fund for unplanned expenses.
Consider it part of your total budget, not extra. If you donât end up using it, itâs a bonus. But if you do, youâll be ready to handle the unexpected without compromising your vision or stretching your finances.
One of the most common questions homeowners ask when planning a remodel is, âHow do people pay for all of this?â The truth is, very few projects (especially kitchens, additions, or whole-home remodels) are paid for entirely out of pocket. Most Chicagoland homeowners use some form of financing to make their projects possible while keeping cash flow comfortable.
Hereâs an overview of whatâs available in the Chicagoland remodeling market and how to decide which one might be right for you.
A home equity loan functions a lot like a second mortgage. You borrow a lump sum upfront (usually based on the equity youâve built in your home) and pay it back over a set term with a fixed interest rate.
Why homeowners like it:
Predictable monthly payments make budgeting easier.
Great for clearly defined projects with set costs (like a kitchen or bathroom remodel).
Often offers lower rates than credit cards or personal loans.
A HELOC gives you a revolving line of credit to draw from as needed during your remodel. Think of it like a credit card tied to your homeâs equityâbut with significantly lower interest rates.
Why it works well for remodels:
You can borrow in phases (perfect for larger or staged projects).
You only pay interest on what you use.
Offers flexibility if your scope evolves during design.
If youâre buying a home that needs work or youâd rather wrap your remodel into your existing mortgage, renovation loans might make sense.
Two of the most common types are:
Fannie Mae HomeStyle Loan: Combines your home purchase (or refinance) and renovation costs into one loan.
FHA 203(k) Loan: Designed for homeowners who want to make improvements to their primary residence, even with smaller down payments or moderate credit.
Both options let you finance the cost of your remodel upfront and spread payments out over time, leveraging the increased value of your improved home.
At the end of the day, every great remodel starts with clarity about cost, scope, and expectations. Working with a trusted design-build remodeling contractor ensures your investment stays aligned with your goals and budget.
If youâre ready to start planning your project, J&J Construction can help you define your priorities, refine your ideas, and create a transparent path forward.
Reach out today to begin your remodeling journey with a team that makes every decision count.